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Employee Turnover, Efficiency Wage, Gender Diversity, And The Credit Risk Of The Microfinance Institutions: A Global Evidence

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dc.contributor.authorImran, Hossain Md
dc.date.accessioned2026-04-29T01:39:58Z
dc.date.available2026-04-29T01:39:58Z
dc.date.issued2025-02
dc.description.abstractIn today’s competitive world, credit risk is a serious concern for lending institutions such as microfinance institutions (mfis) due to its impact on their institutional and financial viability. As such credit risk remains a valid problem for the policymakers, practitioners and regulatory authority of the mfis which needs continuous evaluation and further investigation to develop strategy and policy to reduce it. Consequently, considering the significance of relational lending approach of mfis which distinguishes them from commercial banks, this study exclusively focuses on three crucial aspects such as employee turnover rates, efficiency wage, and gender diversity (board and loan officer’s level) and their impact on the credit risk of the mfis. Four underpinning theories were explored in this study to develop the relationships between the constructs. The study utilized data of 1260 (approx.) unique mfis from six different regions globally which were collected from the world bank (mix-market) databases for the period of 2010 to 2018. Utilizing extensive econometric tools such as pooled ordinary least squares (pols),
dc.identifier.urihttps://erepo.usm.my/handle/123456789/24039
dc.language.isoen
dc.subjectCredit risk
dc.titleEmployee Turnover, Efficiency Wage, Gender Diversity, And The Credit Risk Of The Microfinance Institutions: A Global Evidence
dc.typeResource Types::text::thesis::doctoral thesis
dspace.entity.typePublication
oairecerif.author.affiliationUniversiti Sains Malaysia
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