Assessment Of Government Financing Policies For Housing Of Low Income In Iraq: A Case Study Of Babylon City

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Date
2011-07
Authors
Hasan, Sadia K.
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Publisher
Universiti Sains Malaysia
Abstract
Many countries in the world are suffering from the problem of housing shortage for many reasons, such as, lack of financing sources and the failure of national housing policies. A national housing policy should be adapted to devise an administrative plan and programmed to achieve national goals. The low income housing problem is worsening in Iraq and the government is attempting to find a solution as the current housing deficit reached one million and a half housing units. This is a strong indicator to the existence and continuing residential crisis in Iraq. Therefore, the objective of this study is to evaluate the impact of government financial policy on the housing gap of low income housing in Babylon city. Two approaches were utilized in analyzing the data. The first one was the relative importance approach to achieve the horizontal analysis to reveal the impact of family growth on the dependent variables. The second approach was the change rate approach in achieving vertical analysis in order to calculate the positive and negative changes on the dependent variables, using SPSS software to find the change of rate. The data were collected from the Iraqi Ministry of Planning which includes population, number of families, housing supply, housing need and housing deficit in Babylon city for the period of 1997-2009. The findings confirmed that, the increased in rates of housing supply is smaller and much lower than the large increase in the housing need and deficit. That is, there is a growing gap between housing supply and housing need. This is a strong indicator to the failure of current financing policy of low income housing category in Iraq.
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Keywords
Government Financing Policies , Housing Of Low Income
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