Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme

dc.contributor.author	Abu Hassan, Mohamad Hanif
dc.date.accessioned	2022-07-20T07:32:53Z
dc.date.available	2022-07-20T07:32:53Z
dc.date.issued	2021-01
dc.description.abstract	This study attempted to identify the determinant of repayment behaviour from Islamic microfinance programmes in Malaysia. Based on theory of reinforcement which was supported by the theory of behaviour and asymmetric information theory, as well as past related studies, 5 hypotheses were established in this study. The results of the analysis showed that borrowers’ repayment behaviour were affected by their characteristics and accountability. Moreover, religiosity and business performance did not have a significant direct relationship with repayment behaviour. This research also found that accountability played a significant positive role as a mediator between borrower characteristic (financial strength, religiosity, understanding contract, and business performance) and repayment behaviour.	en_US
dc.identifier.uri	http://hdl.handle.net/123456789/15610
dc.language.iso	en	en_US
dc.publisher	Universiti Sains Malaysia	en_US
dc.subject	Determinants Of Repayment Behaviour In Islamic Microfinancing	en_US
dc.subject	Case Of Rural Economy Funding Scheme	en_US
dc.title	Determinants Of Repayment Behaviour In Islamic Microfinancing: The Case Of Rural Economy Funding Scheme	en_US
dc.type	Thesis	en_US

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