The Influence of character, capacity, collateral and experience of credit officers on the likelihood of loan approval for smes

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dc.contributor.authorMd Mustafa, Suraiya
dc.date.accessioned2015-07-30T02:20:54Z
dc.date.available2015-07-30T02:20:54Z
dc.date.issued2007
dc.description.abstractThis research studied the effect of character, capacity and collateral on the likelihood of loan approval for SMEs. A theoretical framework was developed to test character, capacity and collateral as critical success factors for likelihood of loan approval. There were three variables in the proposed model that is character, capacity and collateral together with credit experience as moderator variable. Hypotheses were tested with respondents received from loan creditor's inclusive commercial bank, CGC and SME Bank. It was found out that all variables had a significant effect on the likelihood of the loan to be approved by the bank from the credit officer perspective.en_US
dc.identifier.urihttp://hdl.handle.net/123456789/916
dc.language.isoenen_US
dc.subjectCollateralen_US
dc.subjectLikelihooden_US
dc.subjectLoan approvalen_US
dc.titleThe Influence of character, capacity, collateral and experience of credit officers on the likelihood of loan approval for smesen_US
dc.typeThesisen_US
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Pusat Pengajian Siswazah Perniagaan - Tesis