Keberkesanan agihan zakat kepada asnaf fakir dan miskin : kajian kes Bantuan Jayadiri, Jabatan Zakat Negeri Kedah
| dc.contributor.author | noor syafinas binti muda, Noor Syafinas | |
| dc.date.accessioned | 2015-05-21T08:44:32Z | |
| dc.date.available | 2015-05-21T08:44:32Z | |
| dc.date.issued | 2014 | |
| dc.description.abstract | Al-Quran has made it compulsory for Muslim to pay zakat. From the socio-economic perspectives, the payment of zakat is a social obligation of a Muslim towards his less-fortunate brethrens. Six out of eight people entitled to receive the zakat payment can be categorised as the less fortunate i.e. the poor, the destitute, muallaf, riqab, gharimin and ibni sabil. In fulfilling the responsibility as zakat collector in Kedah, the Kedah Zakat Department (KZD) has introduced a program in the form of financial assistance known as the Bantuan Jayadiri with the objectives of providing capital to the poor and destitute to engage in a business endeavour. Through this program, it is hoped that the recipients can run a business activity capable of generating stable source of income to support their livelihood and at the same time alleviating them from the poverty trap. This study is undertaken to evaluate the success of this program Bantuan Jayadiri in reducing the incidence of poverty and in improving the quality of life of its recipients. Reduction of poverty is measured based on the number of recipients receiving income above the official poverty line income (PLI). On quality of life, this study looked at the standard measure of quality of life namely housing, transportation and communication, health and education. Analysis of 180 recipients shows that 42 recipients managed to free themselves from poverty with income above the PLI after receiving the assistance. Mean monthly income of the respondents has increased from RM450 before receiving the financial assistance to RM775 after receiving the financial assistance. Three significant factors contributed to this increased namely duration of assistance, types of assistance and assistance received from other agencies. On measures of quality of life, it is found that quality of life relating to housing and education has increased. However, quality of life relating to health, transport and communication does not show any improvement. This study also shows that although there is a reduction in the number of poor and destitute as a result of the program, nonetheless the increase in the mean monthly income is just over the PLI which can easily pull them back into the poverty trap with changing economic condition especially those at the margin. In view of this, this study proposed that JZNK should give a sufficient amount of capital for the asnaf to support their business needs, provide entrepreneurialship training and guidance, follow-up assistance, active monitoring, and establishing cooperation between JZNK with other anti-poverty agency, so that the effectiveness of the program can be enhanced. | en_US |
| dc.identifier.uri | http://hdl.handle.net/123456789/681 | |
| dc.language.iso | other | en_US |
| dc.title | Keberkesanan agihan zakat kepada asnaf fakir dan miskin : kajian kes Bantuan Jayadiri, Jabatan Zakat Negeri Kedah | en_US |
| dc.type | Thesis | en_US |
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